Can my Limited Company
protect my income?
Yes, executive income protection insurance offers financial support if a director or high-earning employee can't work due to illness or injury.
So, if you’re sick, you’ll still get paid!
What is Executive Income Protection Insurance?
Executive income protection is company-funded insurance that covers sick pay for key employees, ensuring they continue to receive a portion of their salary. It protects both their financial stability and the business’s health. The policy can also cover employer pension contributions, National Insurance, dividends, and P11D benefits.
What is Business Protection?
Business protection safeguards your company if a director, shareholder, partner, or key employee becomes ill or dies. It helps your business recover quickly and reduces the impact of such events. This insurance protects both the business entity and offers tax-efficient cover for employees and their families, known as employee benefits. Secure your business’s future, performance, and profits with the right protection, so you can focus on growth and success.
What are the main types of business protection?
- Executive Income Protection
- Relevant Life Insurance
- Key Person Protection
- Shareholder Protection
- Business Loan Protection
A few of the providers we use...
Would you like to protect your income with no personal cost?
Unlike traditional income protection, which is personally funded, Executive Income Protection allows business owners to secure cover for themselves or their employees through the company. It’s a smart, tax-efficient way to safeguard your income and ensure financial stability.
Interested? Fill out the form below, and let’s explore how we can help protect your income today!
Get personalised advice and your quote
Simply complete this form and our income protection adviser will be in touch.
Here are some examples of what insurance may cost...
I’m a Tech Company Director,
what will Income Protection cost?
- Age 35
- Cover to age 65
- Monthly benefit £2500.00
(Full term pay out) - Claim period – Month 3
- Guaranteed premium ONLY £35.10 a month
I own and run a shop,
what will Income Protection cost?
- Age 40
- Cover to age 65
- Monthly benefit £2000.00
(Full term pay out) - Claim period – Month 1
- Guaranteed premium ONLY £82.88 a month
I own and run a building company, what will Income Protection cost?
- Age 45
- Cover to age 65
- Monthly benefit £3000.00
(Full term pay out) - Claim period – Month 6
- Guaranteed premium ONLY £59.54 a month
* Subject to underwriting and acceptance.
Why protect your income with Fortune Financial?
Fortune Financial offers specialist insurance advice to ensure Company Directors and High-Earning Employees remain financially secure if incapacitated due to illness, disability, accident, or death.
We specialise in helping Company Directors and High-Earning Employees safeguard their income. Protecting is our passion! With over two decades of experience in the protection insurance industry, we provide expert advice without charging fees.
Our goal is simple: to help you make informed decisions about your protection needs, ensuring peace of mind that if your health is affected, your personal circumstances and family won’t suffer.
We’ve helped thousands of individuals and businesses secure millions in cover, and we’d love to help you and your family feel financially secure too.
Get your bespoke quote