Mortgage rates hit 6%: What you need to know
26 June 2023With mortgage rates once again hitting 6%, as a homeowner in Hitchin, Stevenage, or Letchworth, you may be rightly worried.
When it comes to planning your family’s financial future, it makes good sense to take all steps possible to protect their standard of living. Life Insurance is an insurance policy designed to pay out a lump sum or income in the event of the policyholder’s death, proving financial security for your chosen beneficiaries.
Life Insurance Options
General Life Insurance
Life insurance enables your loved ones to be able to financially meet the commitments after your gone.
Critical Illness Cover
Have you ever considered how you and your family would cope financially if you suffer a serious or critical illness?
Over 50s Cover
It’s natural to worry about your family’s prospects when you’re gone. Our over 50s Life Cover can help put your mind at ease.
General Life Insurance
Why do people buy Life Insurance?
Buying a new home
If you die before your mortgage is repaid then the responsibility to complete the payments will fall onto someone you love.
Just married
Are you just married? It can make your life easier knowing you are both covered if one of you were to die.
Having a baby
Protect your child against the unexpected. Life Insurance is a great way to give yourself peace of mind and enjoy the present with them to the fullest.
The next generation
The financial security of the next generation will be on your mind. Life insurance helps you to put these worries to rest and focus on enjoying the future.
Critical Illness Cover
Financial protection for your loved ones
Serious Illness Cover can help ease your financial worries at a traumatic time for both you and your family. It can provide you with a cash sum if you are diagnosed with a specified critical illness during the cover term. We can advise on products that automatically includes Critical Illness Cover for your children at no extra cost.
Why do people buy Critical Illness Cover?
You are covered from critical illnesses
Examples of illnesses you might be covered for include, strokes, heart attacks, certain types and stages of cancer, conditions such as multiple sclerosis.
If you dont have enough savings to cover outgoings
If you become seriously ill or disabled and can no longer work and do not have enough savings to cover outgoings Critical Illness Cover can give you peace of mind.
State benefits are not enough to replace your income
If state benefits are not enough to replace your income. You may be able to claim around £100 a week, depending on your circumstances.
Your employer does not offer any benefit packages
If your employer does not offer any benefit packages that cover a period of long term sickness, Critical Illness cover can give you peace of mind if this were to happen.
Over 50s Life Cover
Provide your loved ones with a guarantee when you're gone
With Over 50s Life Cover you’ll be able to leave money for your loved ones if something happens to you.
Why do people buy Over 50s Life Cover?
A helping hand for your loved ones
Over 50s Life Cover is there for your loved ones when you can't be. It provides financial help towards your funeral costs, outstanding debts or just towards leaving your loved ones a gift.
It promises a fixed lump sum when your gone
It promises a fixed lump sum when your gone.
Ready to get an Insurance & Protection Quote?
Contact Shannon, our Protection and Insurance Adviser, and she will find you the perfect package for your circumstances. Complete this form or call 01462 510 400.
You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with GDPR May 2018 requirements. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone. By submitting this information you have given your agreement to receive verbal contact from us to discuss your mortgage requirements.
“Absolutely brilliant service. The team were available to discuss details for our wills at times which suited me, communication was exceptional and everything was explained clearly with follow ups to ensure the paperwork was completed correctly. They even dealt with my life insurance which made things even easier. I cannot fault them.”
“Fantastic service from Emma when helping us choose the right life insurance for us. Everything was clearly explained and I really felt she wanted to get the best deal for us and ensure we had the perfect cover. Would 100% recommend and will most certainly be using their services again.”
“A refreshingly honest and comprehensive approach to life insurance. Tailored to my life and needs, aspects I hadn't considered were advised and included. You're in safe hands with this company and I recommend them (and already have!).”
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