Income Protection

How would you and your family cope financially if you were unable to work because of illness or accidental injury?

Financial security when you need it most

You might think it wont happen to you, but if you were in this situation how long could you afford to pay your financial commitments, for example mortgage/rent or household bills. The money you may be entitled to from the government may not be as much as you might expect. Fortune Financial Planning can advise and arrange Income Protection that provides you with a regular income if you are off work because of illness or accidental injury during the cover term.

Why do people buy Income Protection?

It replaces part of your income

If you cant work because you become ill or disabled, Income protection will be able to replace part of your income to help you through a difficult time.

It pays out until you can start working again

Income protection will pay out until you can start work again or until you retire, die or end the policy term, whichever is sooner.

It covers most illnesses that leave you unable to work

Either in the short term or long term depending on the type of policy and its definition of incapacity.

You can claim as many times as you need to

While the policy lasts you can claim as many times as you need to.

Family Income Benefit

A regular income for your family when your gone

Family Income Benefit insurance pays out a fixed regular amount of money to your loved ones. The payments start when you die and continue until the end of the policy. As it’s a regular payment it can be used as an income to help pay bills and maintain your family’s lifestyle.

Why do people buy Family Income Benefit?

Fixed instalments

Instalments for Family Income Benefit are fixed which means they will never change.

Only takes a few minutes to get covered

To get covered for Family Income Benefit it only takes a few minutes, speak to one of our team to get covered.

A helping hand for your loved ones

When you die the policy will pay out a regular amount of money to your loved ones until the policy ends.

Young family help

If you have a young family, you might want cover to run until your children are grown up, using the income for everyday expenses or specific items such as school or university fees.

Unemployment Cover

Unemployment Cover is a type of income protection and/or mortgage payment protection. It is designed to pay you a benefit if you are made redundant. Losing your job, and therefore your income is a horrible experience as it adds significant financial worries so Unemployment cover gives you peace of mind.

Why do people buy Unemployment Cover?

Some of your income is covered

If you have Unemployment cover up to 65% of your income is covered giving you peace of mind.

Protects your mortgage, rent and bills

Unemployment cover protects your mortgage payments, rents and bills helping you out in a difficult time.

Ready to get an Insurance & Protection Quote?

Contact Shannon, our Protection and Insurance Adviser, and she will find you the perfect package for your circumstances. Complete this form or call 01462 510 400.

You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with GDPR May 2018 requirements. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone. By submitting this information you have given your agreement to receive verbal contact from us to discuss your mortgage requirements.

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Denesh Navaratnaraja,

Buy to Let Mortgage, Hitchin

June 2022

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First Home Mortgage, Hitchin

May 2022

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Remortgage, Hitchin